Description:About the Book: Strategic Credit Management In Banks Credit management has always been one of the principal sources of income for commercial banks. therefore, strategic credit management is vital to cash flow as it helps in minimizing The likelihood of bad debts. The present text, supported with flow diagrams, data and bankformats, wherever necessary, explains The legal requirements fordisbursements and controlling of different types of credit. It alsoguides readers on step-by-step procedures of bank credit to enablethem to form a clear understanding. Besides dealing with The theory and conceptual terms, The bookincorporates The latest developments in The field of bank credit.It imparts knowledge of appraisal system of creditapplications/proposals and their post-sanction monitoring, creditpolicy, types of loans and advance facilities granted by banks inIndia, and analysis of borrowers with particular reference to theirlegal capacity. It helps in developing skills for identifying,measuring and mitigating risks associated with lending. The book gives various regulatory guidelines pertaining to realestate financing and includes separate chapters devoted toagriculture finance, lending to small-, medium- and large-scaleindustry, and import and export financing. The book is aimed at postgraduate students of management andcommerce. The text will also be of great value to practising creditmanagers, finance managers and accountants. Contents Preface. 1. Credit Management in Banks. 2. Appraisal of Credit Proposals Sanctioning of CreditLimits. 3. Post-Sanction Compliance: Monitoring/Supervision ofAdvances. 4. Overview of Banks Credit Policy and Loan Characteristics. 5. Different Types of Loan and Advances. 6. Credit Analysis: Different Types of Bank Borrowers. 7. Evaluating Commercial Loan Request: Financial StatementsAnalysis Financial Statements as a Tool of Appraisal. 8. Ratio Analysis as Tool for Financial Statement Analysis. 9. Funds Flow and Cash Flow Analysis. 10. ReWe have made it easy for you to find a PDF Ebooks without any digging. And by having access to our ebooks online or by storing it on your computer, you have convenient answers with Strategic Credit Management in Banks. To get started finding Strategic Credit Management in Banks, you are right to find our website which has a comprehensive collection of manuals listed. Our library is the biggest of these that have literally hundreds of thousands of different products represented.
Description: About the Book: Strategic Credit Management In Banks Credit management has always been one of the principal sources of income for commercial banks. therefore, strategic credit management is vital to cash flow as it helps in minimizing The likelihood of bad debts. The present text, supported with flow diagrams, data and bankformats, wherever necessary, explains The legal requirements fordisbursements and controlling of different types of credit. It alsoguides readers on step-by-step procedures of bank credit to enablethem to form a clear understanding. Besides dealing with The theory and conceptual terms, The bookincorporates The latest developments in The field of bank credit.It imparts knowledge of appraisal system of creditapplications/proposals and their post-sanction monitoring, creditpolicy, types of loans and advance facilities granted by banks inIndia, and analysis of borrowers with particular reference to theirlegal capacity. It helps in developing skills for identifying,measuring and mitigating risks associated with lending. The book gives various regulatory guidelines pertaining to realestate financing and includes separate chapters devoted toagriculture finance, lending to small-, medium- and large-scaleindustry, and import and export financing. The book is aimed at postgraduate students of management andcommerce. The text will also be of great value to practising creditmanagers, finance managers and accountants. Contents Preface. 1. Credit Management in Banks. 2. Appraisal of Credit Proposals Sanctioning of CreditLimits. 3. Post-Sanction Compliance: Monitoring/Supervision ofAdvances. 4. Overview of Banks Credit Policy and Loan Characteristics. 5. Different Types of Loan and Advances. 6. Credit Analysis: Different Types of Bank Borrowers. 7. Evaluating Commercial Loan Request: Financial StatementsAnalysis Financial Statements as a Tool of Appraisal. 8. Ratio Analysis as Tool for Financial Statement Analysis. 9. Funds Flow and Cash Flow Analysis. 10. ReWe have made it easy for you to find a PDF Ebooks without any digging. And by having access to our ebooks online or by storing it on your computer, you have convenient answers with Strategic Credit Management in Banks. To get started finding Strategic Credit Management in Banks, you are right to find our website which has a comprehensive collection of manuals listed. Our library is the biggest of these that have literally hundreds of thousands of different products represented.